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Sao Paulo
 Letter to Shareholders
 80 Years
 2004 Highlights
 Performance Overview
 Reach
 Business Units
 Intangible Assets
 Corporate Governance and Stocks
 Social Responsibility
 Unibanco Holdings
 Corporate Information
 Financial Statements
Distribution - Domestic and International Presence
 
Domestic Network

Unibanco and its associated companies Fininvest, LuizaCred, PontoCred and Tecban (operator of Banco 24 Horas, a multi-bank ATM machine network), offer a network of 15,938 service outlets: 895 branches and in-store branches (inside supermarkets and stores), 380 corporate-site branches, 253 Fininvest stores, 11,241 Fininvest points-of-sale (retailers), 250 LuizaCred stores, 339 PontoCred stores and 2,580 Banco 24 Horas sites. It also counts on 7,455 ATM machines and the whole gamut of 30 Hours services, including phone and internet banking.

International Presence

Unibanco operates in international markets not only to serve foreign clients interested in Brazil, but also to offer its domestic clients efficient, immediate access to international markets resources.

The foreign configuration comprises a representation office and securities firm in New York and a banking subsidiary in Luxembourg. These operations are in charge of distribution strategies for Brazilian bonds and equities, deal-origination based upon relationships with foreign corporations and maintaining the relationships with correspondent banks and their clients, in addition to support to Brazil-based corporate and private banking clients in their initiatives abroad.

The subsidiaries and branches in Grand Cayman, Nassau and Luxembourg are responsible for the issuance of foreign-currency denominated securities; structuring external financing facilities for Unibanco various activities in Brazil and abroad; carrying out international treasury operations and the operations related to international private banking activities.

Unibanco also operates in Paraguay, through Interbanco, one of that country's major full-service banks.


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