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Letter to Shareholders
2004 Retrospective
Performance Overview
Ratio Analysis
Domestic and International Presence
Main Subsidiaries and Affiliates
Mission, Strategic Objetives and the 2-10-20
Unibanco's Brand
Social Responsibility
Board and Management
Letter to Shareholders
80 Years
2004 Highlights
2004 Retrospective
Performance Highlights
Profitability per Share
Ratio Analysis
Main Awards and Achievements
Performance Overview
Net Income and Stockholders' Equity
Sale of Credicard and Orbitall
Assets
Loan Portfolio
Funding
Capital Adequacy and Fixed Asset Ratios
Results
Performance Overview
Reach
Client-base: Growth by Acquisitions and Partnerships
Market Segmentation
Distribution - Domestic and International Presence
30 Hours with our clients
Main Subsidiaries and Affiliates
Business Units
Retail
Commercial Bank
Consumer Business
Auto Financing
Other Retail Financial Services
Wholesale
Lending
Correspondent Banks
Foreign Exchange and Trade
Capital Markets
Financial Advice
Insurance and Pensions
2004 Highlights
Insurance
Pension Plans
Wealth Management
UAM
Private Bank
Financial Strategists
Outlook for 2005
Intangible Assets
Pioneering the Path
Mission, Strategic Objetives and the 2-10-20
Unibanco's Brand
Talent Development
Quality
Social Responsibility
Corporate Governance and Stocks
Corporate Governance
Organizational Overhaul Safeguards Governance
Board and Management
Ownership Structure
Investor Relations
Publications and Information
Risk Management
Ratings
Unibanco and Unibanco Holdings - Stocks
Performance at Bovespa and the NYSE
Dividend Policy
Social Responsibility
Instituto Unibanco
Centro de Estudos
Círculos de Leitura / Reading Circles
Estúdio Aprendiz
Junior Achievement
Natureza Jovem
Environental Education Centers
Maré do Saber and Rocinha do Saber
Other Projects
Instituto Moreira Salles
The Unibanco Community
Benefits
Life Quality
Celebrating Unibanco's 80 Years
Volunteeer Work
Sustainability
Added Value
Social Report
Unibanco Holdings
Letter to Shareholders
Management Report
Board and Executive Officers
Summary of Consolidated Financial Statement
Corporate Information
Financial Statements
Assets
Unibanco's consolidated total assets reached at R$79,350 million at year-end, an increase of 14% when compared to December 31, 2003.
Earnings Releases
Previous Versions
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Versão em Português
