Aggressive pursuit of scale through organic growth, acquisitions and partnerships.
Continuous efficiency maximization, by stimulating synergy gains and a seamless alignment between business and support units.
Effective control of the credit-collection cycle, ensuring the very best credit offerings to the market, from the approval stage through the offer of complementary products the monitoring of client performance all the way to the collection stage.
Accelerated development of our talents, working to train and continuously add new skills to our staff, the main executives of Unibanco's present and future success.

Unibanco in 2004 posed a new challenge to its staff, internally known as 2-10-20. The goal is to reach, by 2006, R$2 billion in net income, R$10 billion in net equity and a 20% return on average equity. A powerful endomarketing campaign, throughout the year, reached out to the whole staff to inform and rally their support and commitment.