The areas to receive a renewed attention will be small and medium businesses and auto financing, both of them a source of a promising potential contributions to the bottom line. The bank will also continue to invest in higher-margin, high growth-potential segments: consumer credit and credit cards, in which its presence is already outstanding.

Unibanco's current opportunities are spread across its various businesses: leadership the high-potential consumer financing segment; a leaner and more agile wholesale banking unit, closer to its clients and offering a full range of products and services; an insurance company that has pioneered the development of new and more convenient products, growing consistently above market average; a wealth management unit structure to respond to the vastly diverse needs of its clients. This context further enhances the potential for cross-selling, optimizing all opportunities already present at the conglomerate.

The success of this strategy is assured by a competent and motivated group of executives, emphasizing a result-oriented culture, supported by an aggressive set of objectives.